PAYMENT TERMS

THE MANORS

Reservation Fee:              15,000

Total Contract Price:   1,300,000

Equity:                           175,000
Misc Fee:                         75,000
                              ============
Total Cash out:           250,000.00 (payable in 12 months @20,833.33/month)


Loan Amount:           1,125,000

Balance thru Pagibig Financing:

Monthly Amortization at 8.775%, 10 years repricing:
     5 yrs to pay:  23,230.49
   10 yrs to pay: 14,114.4
   15 yrs to pay: 11,260.41
   20 yrs to pay: 9,959.7
   25 yrs to pay: 9,268.23
   30 yrs to pay: 8,870.47


MRI and other fees and/or charges are NOT included in the computation.



THE VILLAS

Reservation Fee:             7,500

Total Contract Price:   800,000
Pagibig Loan:                 720,000
Equity:                              80,000
Misc. Fee:                         48,000
                             ==========
Total Cash Out:             128,000
  8 monthly payment:      16,000

Monthly Amortization thru PAGIBIG:
   30 yrs to pay:  5,529.27
   25 yrs to pay:  5,827.91  
   20 yrs to pay:  6,321.25
   15 yrs to pay:  7,210.66
   10 yrs to pay:  9,098.91

     5 yrs to pay: 10,466.46





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